Gradient Capital Advisors, LLC

13F filer · CIK 0001727917

Reported Jul 13, 2026

Net seller this quarter

13F portfolio value$432MU.S. long equity reported on 13F

Positions765 new · 7 closed

Net flow last quarter-$1.7MBuys minus sells

Top 10 positions weight17.7%Concentration

Holdings

13F · last 4 quarters free

Scroll for earlier quarters

Company	Value	% of portfolio	% of company	POSITION CHANGE qoq %	First reported
Q2 2026Reported Jul 13, 202676 positions
AAPLApple Inc.	$20.6M	4.76%	0.00%	-0.7%	Q4 2017
GOOGLAlphabet Inc.	$9.36M	2.17%	0.00%	+4.5%	Q4 2017
JPMJPMorgan Chase & Co	$7.43M	1.72%	0.00%	+0.1%	Q4 2017
LRCXLam Research Corp	$6.77M	1.57%	0.00%	-24.2%	Q3 2018
NVDANvidia Corp	$6.46M	1.50%	0.00%	-0.6%	Q2 2021
TSLATesla, Inc.	$5.54M	1.28%	0.00%	-3.2%	Q1 2020
BRK.BBerkshire Hathaway Inc	$5.53M	1.28%	Not reported	+13.5%	Q4 2017
DFAXGulf Resources, Inc.	$5.42M	1.25%	Not reported	+2.2%	Q3 2021
MSFTMicrosoft Corp	$5.11M	1.18%	0.00%	-2.3%	Q4 2017
EMXCEmax Holdings Corp	$4.14M	0.96%	Not reported	+7.0%	Q1 2026
AVGOBroadcom Inc.	$4.08M	0.94%	0.00%	-3.0%	Q1 2019
GLDSPDR Gold Trust	$3.63M	0.84%	0.00%	+4.2%	Q4 2017
METAMeta Platforms, Inc.	$3.49M	0.81%	Not reported	-3.1%	Q4 2017
CSCOCisco Systems, Inc.	$2.87M	0.66%	0.00%	+0.4%	Q3 2023
TSMTaiwan Semiconductor Manufacturing Co Ltd	$2.85M	0.66%	0.00%	+1.8%	Q1 2021
AMDAdvanced Micro Devices Inc	$2.77M	0.64%	0.00%	-2.9%	Q2 2023
AMZNAmazon Com Inc	$2.35M	0.54%	0.00%	-1.3%	Q1 2018
AVMCaVINCI MEDIA CORP	$2.17M	0.50%	Not reported	+18.6%	Q4 2024
GLDMWorld Gold Trust	$2.03M	0.47%	0.01%	-1.3%	Q4 2019
WPCW. P. Carey Inc.	$1.99M	0.46%	0.01%	-0.5%	Q3 2018
BNYBank of New York Mellon Corp	$1.93M	0.45%	0.00%	-0.4%	Q3 2025
CVXChevron Corp	$1.54M	0.36%	0.00%	+0.4%	Q4 2017
JNJJohnson & Johnson	$1.35M	0.31%	0.00%	-1.2%	Q4 2017
SLViShares Silver Trust	$1.26M	0.29%	0.00%	-1.3%	Q1 2025
MUMicron Technology Inc	$1.22M	0.28%	0.00%	-1.5%	Q1 2026
AMGNAmgen Inc	$1.12M	0.26%	0.00%	0.0%	Q4 2019
BACBank of America Corp	$1.11M	0.26%	0.00%	-10.0%	Q4 2017
CATCaterpillar Inc	$1.11M	0.26%	0.00%	-1.1%	Q4 2020
INTCIntel Corp	$1.11M	0.26%	0.00%	-14.7%	Q4 2017
QQQInvesco QQQ Trust, Series 1	$998K	0.23%	Not reported	-2.2%	Q2 2020
GOOGAlphabet Inc.	$980K	0.23%	Not reported	-1.6%	Q4 2017
QCOMQualcomm Inc	$920K	0.21%	0.00%	-2.3%	Q4 2017
COSTCostco Wholesale Corp	$898K	0.21%	0.00%	+1.9%	Q2 2021
LMTLockheed Martin Corp	$879K	0.20%	0.00%	-0.5%	Q2 2019
VVisa Inc.	$870K	0.20%	0.00%	-3.6%	Q4 2020
BSVNBank7 Corp.	$856K	0.20%	0.12%	+0.8%	Q4 2017
VYMDelaware Investments Minnesota Municipal Income Fund III Inc	$839K	0.19%	Not reported	0.0%	Q3 2021
HDHome Depot, Inc.	$780K	0.18%	0.00%	-6.5%	Q4 2017
AMATApplied Materials Inc	$580K	0.13%	0.00%	-2.1%	Q4 2025
SPYSPDR S&P 500 ETF Trust	$562K	0.13%	Not reported	-8.1%	Q3 2019
NFLXNetflix Inc	$541K	0.13%	0.00%	+13.0%	Q1 2018
BXBlackstone Inc.	$517K	0.12%	0.00%	Not reported	Q3 2022
XOMExxonMobil Holdings Corp	$506K	0.12%	0.00%	+0.1%	Q1 2022
IBMInternational Business Machines Corp	$490K	0.11%	0.00%	-13.6%	Q1 2020
PANWPalo Alto Networks Inc	$457K	0.11%	0.00%	+1.1%	Q2 2024
WFCWells Fargo & Company	$441K	0.10%	0.00%	-11.5%	Q4 2023
BLKBlackRock, Inc.	$423K	0.10%	0.00%	+0.2%	Q4 2021
SBUXStarbucks Corp	$406K	0.09%	0.00%	+0.2%	Q4 2018
BABoeing Co	$383K	0.09%	0.00%	+1.3%	Q4 2017
GSGoldman Sachs Group Inc	$365K	0.08%	0.00%	Not reported	Q2 2025

Q1 2026Reported Apr 16, 202677 positions
AAPLApple Inc.	$18.2M	4.71%	0.00%	-1.6%	Q4 2017
GOOGLAlphabet Inc.	$7.21M	1.87%	0.00%	+4.0%	Q4 2017
JPMJPMorgan Chase & Co	$6.67M	1.73%	0.00%	-2.0%	Q4 2017
NVDANvidia Corp	$5.67M	1.47%	0.00%	-0.3%	Q2 2021
MSFTMicrosoft Corp	$5.19M	1.34%	0.00%	-3.1%	Q4 2017
TSLATesla, Inc.	$5.06M	1.31%	0.00%	-10.7%	Q1 2020
DFAXGulf Resources, Inc.	$4.89M	1.27%	Not reported	+0.9%	Q3 2021
BRK.BBerkshire Hathaway Inc	$4.67M	1.21%	Not reported	+2.4%	Q4 2017
LRCXLam Research Corp	$4.4M	1.14%	0.00%	-3.5%	Q3 2018
GLDSPDR Gold Trust	$4.06M	1.05%	0.00%	+1.4%	Q4 2017
METAMeta Platforms, Inc.	$3.66M	0.95%	Not reported	-4.5%	Q4 2017
AVGOBroadcom Inc.	$3.45M	0.89%	0.00%	-1.4%	Q1 2019
EMXCEmax Holdings Corp	$2.98M	0.77%	Not reported	New	Q1 2026
GLDMWorld Gold Trust	$2.4M	0.62%	0.01%	-7.0%	Q4 2019
AMZNAmazon Com Inc	$2.08M	0.54%	0.00%	-0.6%	Q1 2018
TSMTaiwan Semiconductor Manufacturing Co Ltd	$1.98M	0.51%	0.00%	-0.3%	Q1 2021
CVXChevron Corp	$1.91M	0.50%	0.00%	-0.3%	Q4 2017
WPCW. P. Carey Inc.	$1.9M	0.49%	0.01%	-0.3%	Q3 2018
CSCOCisco Systems, Inc.	$1.89M	0.49%	0.00%	-1.6%	Q3 2023
AVMCaVINCI MEDIA CORP	$1.65M	0.43%	Not reported	+13.3%	Q4 2024
SLViShares Silver Trust	$1.63M	0.42%	0.00%	-3.3%	Q1 2025
BNYBank of New York Mellon Corp	$1.59M	0.41%	0.00%	+0.4%	Q3 2025
JNJJohnson & Johnson	$1.32M	0.34%	0.00%	-0.7%	Q4 2017
AMGNAmgen Inc	$1.09M	0.28%	0.00%	+0.2%	Q4 2019
BACBank of America Corp	$1.06M	0.27%	0.00%	+0.3%	Q4 2017
LMTLockheed Martin Corp	$1.05M	0.27%	0.00%	+0.4%	Q2 2019
AMDAdvanced Micro Devices Inc	$999K	0.26%	0.00%	-10.0%	Q2 2023
COSTCostco Wholesale Corp	$937K	0.24%	0.00%	+0.2%	Q2 2021
BSVNBank7 Corp.	$854K	0.22%	0.11%	+2.1%	Q4 2017
GOOGAlphabet Inc.	$809K	0.21%	Not reported	0.0%	Q4 2017
QQQInvesco QQQ Trust, Series 1	$800K	0.21%	Not reported	-7.4%	Q2 2020
VVisa Inc.	$795K	0.21%	0.00%	Not reported	Q4 2020
VYMDelaware Investments Minnesota Municipal Income Fund III Inc	$786K	0.20%	Not reported	-1.3%	Q3 2021
HDHome Depot, Inc.	$778K	0.20%	0.00%	+0.1%	Q4 2017
CATCaterpillar Inc	$748K	0.19%	0.00%	-5.7%	Q4 2020
QCOMQualcomm Inc	$656K	0.17%	0.00%	-22.0%	Q4 2017
NFLXNetflix Inc	$645K	0.17%	0.00%	+1.9%	Q1 2018
XOMExxonMobil Holdings Corp	$627K	0.16%	0.00%	-0.7%	Q1 2022
SPYSPDR S&P 500 ETF Trust	$532K	0.14%	Not reported	-13.8%	Q3 2019
BXBlackstone Inc.	$505K	0.13%	0.00%	Not reported	Q3 2022
IBMInternational Business Machines Corp	$489K	0.13%	0.00%	+0.2%	Q1 2020
WFCWells Fargo & Company	$480K	0.12%	0.00%	+0.3%	Q4 2023
BLKBlackRock, Inc.	$423K	0.11%	0.00%	Not reported	Q4 2021
INTCIntel Corp	$410K	0.11%	0.00%	+0.2%	Q4 2017
INTUIntuit Inc.	$403K	0.10%	0.00%	-29.7%	Q1 2019
MUMicron Technology Inc	$361K	0.09%	0.00%	New	Q1 2026
SBUXStarbucks Corp	$355K	0.09%	0.00%	+0.2%	Q4 2018
NEMNEWMONT Corp	$354K	0.09%	0.00%	-17.9%	Q4 2025
BABoeing Co	$347K	0.09%	0.00%	Not reported	Q4 2017
FDXFedex Corp	$344K	0.09%	0.00%	Not reported	Q1 2023

Q4 2025Reported Feb 6, 202677 positions
AAPLApple Inc.	$19.8M	5.10%	0.00%	-1.0%	Q4 2017
GOOGLAlphabet Inc.	$7.55M	1.94%	0.00%	+5.6%	Q4 2017
JPMJPMorgan Chase & Co	$7.45M	1.92%	0.00%	-3.6%	Q4 2017
MSFTMicrosoft Corp	$7M	1.80%	0.00%	-1.7%	Q4 2017
TSLATesla, Inc.	$6.85M	1.77%	0.00%	-5.5%	Q1 2020
NVDANvidia Corp	$6.08M	1.57%	0.00%	-3.5%	Q2 2021
BRK.BBerkshire Hathaway Inc	$4.78M	1.23%	Not reported	+1.0%	Q4 2017
DFAXGulf Resources, Inc.	$4.67M	1.20%	Not reported	+0.8%	Q3 2021
METAMeta Platforms, Inc.	$4.42M	1.14%	Not reported	-0.8%	Q4 2017
AVGOBroadcom Inc.	$3.91M	1.01%	0.00%	-8.3%	Q1 2019
GLDSPDR Gold Trust	$3.69M	0.95%	0.00%	-1.8%	Q4 2017
LRCXLam Research Corp	$3.66M	0.94%	0.00%	-2.6%	Q3 2018
GLDMWorld Gold Trust	$2.37M	0.61%	0.01%	-8.0%	Q4 2019
AMZNAmazon Com Inc	$2.32M	0.60%	0.00%	-1.8%	Q1 2018
CSCOCisco Systems, Inc.	$1.9M	0.49%	0.00%	+5.9%	Q3 2023
WPCW. P. Carey Inc.	$1.8M	0.46%	0.01%	-0.7%	Q3 2018
TSMTaiwan Semiconductor Manufacturing Co Ltd	$1.79M	0.46%	0.00%	+6.2%	Q1 2021
SLViShares Silver Trust	$1.59M	0.41%	0.00%	-3.1%	Q1 2025
BNYBank of New York Mellon Corp	$1.55M	0.40%	0.00%	+123.8%	Q3 2025
AVMCaVINCI MEDIA CORP	$1.42M	0.37%	Not reported	+30.4%	Q4 2024
CVXChevron Corp	$1.41M	0.36%	0.00%	-2.8%	Q4 2017
BACBank of America Corp	$1.19M	0.31%	0.00%	-1.9%	Q4 2017
AMDAdvanced Micro Devices Inc	$1.17M	0.30%	0.00%	-30.7%	Q2 2023
JNJJohnson & Johnson	$1.12M	0.29%	0.00%	+0.1%	Q4 2017
QCOMQualcomm Inc	$1.12M	0.29%	0.00%	-14.7%	Q4 2017
AMGNAmgen Inc	$1.01M	0.26%	0.00%	+0.1%	Q4 2019
VVisa Inc.	$922K	0.24%	0.00%	-0.8%	Q4 2020
QQQInvesco QQQ Trust, Series 1	$920K	0.24%	Not reported	-2.9%	Q2 2020
GOOGAlphabet Inc.	$884K	0.23%	Not reported	Not reported	Q4 2017
INTUIntuit Inc.	$879K	0.23%	0.00%	+86.2%	Q1 2019
BSVNBank7 Corp.	$841K	0.22%	0.11%	+15.3%	Q4 2017
LMTLockheed Martin Corp	$835K	0.22%	0.00%	-5.2%	Q2 2019
HDHome Depot, Inc.	$813K	0.21%	0.00%	-0.9%	Q4 2017
COSTCostco Wholesale Corp	$810K	0.21%	0.00%	+0.5%	Q2 2021
VYMDelaware Investments Minnesota Municipal Income Fund III Inc	$772K	0.20%	Not reported	+0.1%	Q3 2021
BXBlackstone Inc.	$677K	0.17%	0.00%	Not reported	Q3 2022
SPYSPDR S&P 500 ETF Trust	$647K	0.17%	Not reported	-1.6%	Q3 2019
CATCaterpillar Inc	$641K	0.17%	0.00%	-0.4%	Q4 2020
NFLXNetflix Inc	$617K	0.16%	0.00%	-1.8%	Q1 2018
IBMInternational Business Machines Corp	$597K	0.15%	0.00%	+0.6%	Q1 2020
WFCWells Fargo & Company	$561K	0.14%	0.00%	+26.1%	Q4 2023
BLKBlackRock, Inc.	$470K	0.12%	0.00%	Not reported	Q4 2021
CEGConstellation Energy Corp	$467K	0.12%	0.00%	+4.6%	Q3 2024
XOMExxonMobil Holdings Corp	$448K	0.12%	0.00%	-2.8%	Q1 2022
NEMNEWMONT Corp	$398K	0.10%	0.00%	New	Q4 2025
ORCLOracle Corp	$387K	0.10%	0.00%	+92.6%	Q2 2025
BABoeing Co	$379K	0.10%	0.00%	+7.9%	Q4 2017
INTCIntel Corp	$342K	0.09%	0.00%	-2.1%	Q4 2017
CRMSalesforce, Inc.	$339K	0.09%	0.00%	+0.3%	Q2 2023
DISWalt Disney Co	$337K	0.09%	0.00%	-2.5%	Q3 2018

Q3 2025Reported Oct 27, 202574 positions
AAPLApple Inc.	$18.7M	5.02%	0.00%	-0.6%	Q4 2017
MSFTMicrosoft Corp	$7.62M	2.04%	0.00%	+2.1%	Q4 2017
JPMJPMorgan Chase & Co	$7.56M	2.03%	0.00%	-1.2%	Q4 2017
TSLATesla, Inc.	$7.17M	1.92%	0.00%	-9.2%	Q1 2020
NVDANvidia Corp	$6.31M	1.69%	0.00%	+22.0%	Q2 2021
GOOGLAlphabet Inc.	$5.55M	1.49%	0.00%	+2.8%	Q4 2017
METAMeta Platforms, Inc.	$4.95M	1.33%	Not reported	+8.0%	Q4 2017
BRK.BBerkshire Hathaway Inc	$4.74M	1.27%	Not reported	+0.4%	Q4 2017
DFAXGulf Resources, Inc.	$4.44M	1.19%	Not reported	+5.8%	Q3 2021
AVGOBroadcom Inc.	$4.06M	1.09%	0.00%	-3.2%	Q1 2019
GLDSPDR Gold Trust	$3.37M	0.90%	0.00%	-3.5%	Q4 2017
LRCXLam Research Corp	$2.94M	0.79%	0.00%	-2.2%	Q3 2018
GLDMWorld Gold Trust	$2.31M	0.62%	0.01%	+0.7%	Q4 2019
AMZNAmazon Com Inc	$2.24M	0.60%	0.00%	+4.6%	Q1 2018
WPCW. P. Carey Inc.	$1.91M	0.51%	0.01%	-1.2%	Q3 2018
CSCOCisco Systems, Inc.	$1.6M	0.43%	0.00%	+2.1%	Q3 2023
TSMTaiwan Semiconductor Manufacturing Co Ltd	$1.55M	0.41%	0.00%	+2.8%	Q1 2021
CVXChevron Corp	$1.48M	0.40%	0.00%	Not reported	Q4 2017
QCOMQualcomm Inc	$1.28M	0.34%	0.00%	-2.1%	Q4 2017
AMDAdvanced Micro Devices Inc	$1.27M	0.34%	0.00%	-1.4%	Q2 2023
BACBank of America Corp	$1.14M	0.31%	0.00%	-3.2%	Q4 2017
SLViShares Silver Trust	$1.08M	0.29%	0.00%	+20.0%	Q1 2025
AVMCaVINCI MEDIA CORP	$1.07M	0.29%	Not reported	+29.5%	Q4 2024
JNJJohnson & Johnson	$1.01M	0.27%	0.00%	+0.9%	Q4 2017
HDHome Depot, Inc.	$966K	0.26%	0.00%	+0.2%	Q4 2017
QQQInvesco QQQ Trust, Series 1	$926K	0.25%	Not reported	+40.6%	Q2 2020
LMTLockheed Martin Corp	$909K	0.24%	0.00%	-1.2%	Q2 2019
VVisa Inc.	$905K	0.24%	0.00%	+1.2%	Q4 2020
AMGNAmgen Inc	$871K	0.23%	0.00%	+1.0%	Q4 2019
COSTCostco Wholesale Corp	$865K	0.23%	0.00%	+48.7%	Q2 2021
NFLXNetflix Inc	$803K	0.22%	0.00%	+1.7%	Q1 2018
VYMDelaware Investments Minnesota Municipal Income Fund III Inc	$757K	0.20%	Not reported	-5.0%	Q3 2021
BXBlackstone Inc.	$750K	0.20%	0.00%	+0.2%	Q3 2022
BSVNBank7 Corp.	$730K	0.20%	0.10%	-7.1%	Q4 2017
GOOGAlphabet Inc.	$686K	0.18%	Not reported	-0.7%	Q4 2017
BNYBank of New York Mellon Corp	$650K	0.17%	0.00%	New	Q3 2025
SPYSPDR S&P 500 ETF Trust	$642K	0.17%	Not reported	Not reported	Q3 2019
IBMInternational Business Machines Corp	$565K	0.15%	0.00%	+2.9%	Q1 2020
CATCaterpillar Inc	$537K	0.14%	0.00%	-0.7%	Q4 2020
BLKBlackRock, Inc.	$512K	0.14%	0.00%	+0.7%	Q4 2021
INTUIntuit Inc.	$486K	0.13%	0.00%	+17.1%	Q1 2019
XOMExxonMobil Holdings Corp	$432K	0.12%	0.00%	+0.8%	Q1 2022
CEGConstellation Energy Corp	$416K	0.11%	0.00%	+0.2%	Q3 2024
WFCWells Fargo & Company	$400K	0.11%	0.00%	+1.1%	Q4 2023
BABoeing Co	$349K	0.09%	0.00%	+1.4%	Q4 2017
DISWalt Disney Co	$348K	0.09%	0.00%	+1.0%	Q3 2018
GHYPGIM Global High Yield Fund, Inc.	$332K	0.09%	Not reported	Not reported	Q3 2018
POWRPowersecure International, Inc.	$328K	0.09%	Not reported	Not reported	Q1 2018
PFEPfizer Inc	$326K	0.09%	0.00%	+22.3%	Q4 2020
ABBVAbbVie Inc.	$326K	0.09%	0.00%	+2.0%	Q4 2023

Premium opens every quarter this fund has filed