Retirement Income Solutions, Inc

13F filer · CIK 0001730386

Reported Aug 3, 2026

Net seller this quarter

13F portfolio value$581MU.S. long equity reported on 13F

Positions740 new · 1 closed

Net flow last quarter-$3.18MBuys minus sells

Top 10 positions weight23.3%Concentration

Holdings

13F · last 4 quarters free

Scroll for earlier quarters

Company	Value	% of portfolio	% of company	POSITION CHANGE qoq %	First reported
Q2 2026Reported Aug 3, 202674 positions
SPYSPDR S&P 500 ETF Trust	$45.3M	7.80%	Not reported	-0.2%	Q4 2017
SPMDSupermedia Inc.	$42.3M	7.28%	Not reported	-0.4%	Q4 2019
GLDMWorld Gold Trust	$12M	2.07%	0.04%	Not reported	Q2 2020
SPYXSmartpay Express, Inc.	$8.73M	1.50%	Not reported	-2.8%	Q1 2022
QQQInvesco QQQ Trust, Series 1	$7.68M	1.32%	Not reported	Not reported	Q4 2023
MDYSPDR S&P Midcap 400 ETF Trust	$6.26M	1.08%	Not reported	-0.8%	Q4 2017
AAPLApple Inc.	$5.13M	0.88%	0.00%	Not reported	Q4 2017
BRK.BBerkshire Hathaway Inc	$3.11M	0.54%	Not reported	Not reported	Q1 2018
GOOGLAlphabet Inc.	$2.47M	0.42%	0.00%	Not reported	Q1 2018
MSFTMicrosoft Corp	$2.35M	0.40%	0.00%	Not reported	Q4 2017
GOOGAlphabet Inc.	$1.96M	0.34%	Not reported	Not reported	Q4 2017
AMZNAmazon Com Inc	$1.76M	0.30%	0.00%	-48.6%	Q4 2017
LLYELI LILLY & Co	$1.73M	0.30%	0.00%	Not reported	Q4 2020
NVDANvidia Corp	$1.72M	0.30%	0.00%	Not reported	Q1 2023
SMHMarket Vectors ETF Trust	$1.6M	0.28%	Not reported	Not reported	Q1 2021
GLDSPDR Gold Trust	$1.59M	0.27%	0.00%	Not reported	Q4 2017
JPMJPMorgan Chase & Co	$1.2M	0.21%	0.00%	Not reported	Q4 2017
PDECPetals Decorative Accents, Inc.	$1.19M	0.21%	Not reported	-5.6%	Q4 2020
LRCXLam Research Corp	$892K	0.15%	0.00%	Not reported	Q4 2017
KOCoca Cola Co	$811K	0.14%	0.00%	Not reported	Q4 2017
JNJJohnson & Johnson	$751K	0.13%	0.00%	-6.5%	Q4 2017
MRKMerck & Co., Inc.	$741K	0.13%	0.00%	+4.1%	Q4 2017
ECLEcolab Inc.	$658K	0.11%	0.00%	Not reported	Q1 2018
PGPROCTER & GAMBLE Co	$653K	0.11%	0.00%	-8.3%	Q4 2017
IAUIshares Gold Trust	$633K	0.11%	0.00%	Not reported	Q4 2018
SPABASTROTECH Corp	$627K	0.11%	Not reported	Not reported	Q2 2025
XOMExxonMobil Holdings Corp	$621K	0.11%	0.00%	+23.5%	Q4 2017
IBMInternational Business Machines Corp	$612K	0.11%	0.00%	Not reported	Q4 2017
VOTVan Kampen Municipal Opportunity Trust II	$603K	0.10%	Not reported	Not reported	Q2 2022
AVGOBroadcom Inc.	$530K	0.09%	0.00%	Not reported	Q2 2024
VLYValley National Bancorp	$521K	0.09%	0.01%	Not reported	Q3 2025
VYMDelaware Investments Minnesota Municipal Income Fund III Inc	$521K	0.09%	Not reported	Not reported	Q4 2021
EMXCEmax Holdings Corp	$519K	0.09%	Not reported	Not reported	Q1 2023
ETNEaton Corp plc	$511K	0.09%	0.00%	Not reported	Q1 2023
IWSImageware Systems Inc	$507K	0.09%	Not reported	Not reported	Q2 2018
LNTAlliant Energy Corp	$467K	0.08%	0.00%	Not reported	Q4 2017
MCDMcdonalds Corp	$466K	0.08%	0.00%	+42.9%	Q4 2017
PLTRPalantir Technologies Inc.	$465K	0.08%	0.00%	Not reported	Q4 2024
DFAXGulf Resources, Inc.	$465K	0.08%	Not reported	Not reported	Q3 2022
AMGNAmgen Inc	$432K	0.07%	0.00%	-16.3%	Q4 2017
COSTCostco Wholesale Corp	$387K	0.07%	0.00%	Not reported	Q2 2023
DTEDte Energy Co	$361K	0.06%	0.00%	Not reported	Q1 2018
SOSouthern Co	$355K	0.06%	0.00%	Not reported	Q3 2019
IRMIron Mountain Inc	$342K	0.06%	0.00%	Not reported	Q1 2023
VVisa Inc.	$342K	0.06%	0.00%	Not reported	Q1 2023
NEENextera Energy Inc	$339K	0.06%	0.00%	Not reported	Q4 2017
WMTWalmart Inc.	$333K	0.06%	0.00%	+20.2%	Q3 2019
CFBKCF Bankshares Inc.	$331K	0.06%	0.22%	Not reported	Q1 2023
SPTSSports Media Inc	$326K	0.06%	Not reported	Not reported	Q2 2025
ORCLOracle Corp	$309K	0.05%	0.00%	-51.7%	Q4 2017

Q1 2026Reported May 4, 202675 positions
SPYSPDR S&P 500 ETF Trust	$45.4M	7.76%	Not reported	-0.9%	Q4 2017
SPMDSupermedia Inc.	$42.5M	7.26%	Not reported	+2.1%	Q4 2019
GLDMWorld Gold Trust	$12M	2.06%	0.04%	-1.3%	Q2 2020
SPYXSmartpay Express, Inc.	$8.99M	1.54%	Not reported	-2.1%	Q1 2022
QQQInvesco QQQ Trust, Series 1	$7.68M	1.31%	Not reported	-0.7%	Q4 2023
MDYSPDR S&P Midcap 400 ETF Trust	$6.31M	1.08%	Not reported	-0.9%	Q4 2017
AAPLApple Inc.	$5.13M	0.88%	0.00%	-1.5%	Q4 2017
AMZNAmazon Com Inc	$3.43M	0.59%	0.00%	-5.3%	Q4 2017
BRK.BBerkshire Hathaway Inc	$3.11M	0.53%	Not reported	-1.9%	Q1 2018
GOOGLAlphabet Inc.	$2.47M	0.42%	0.00%	+1.7%	Q1 2018
MSFTMicrosoft Corp	$2.35M	0.40%	0.00%	-1.7%	Q4 2017
GOOGAlphabet Inc.	$1.96M	0.33%	Not reported	Not reported	Q4 2017
LLYELI LILLY & Co	$1.73M	0.30%	0.00%	+14.7%	Q4 2020
NVDANvidia Corp	$1.72M	0.29%	0.00%	Not reported	Q1 2023
SMHMarket Vectors ETF Trust	$1.6M	0.27%	Not reported	Not reported	Q1 2021
GLDSPDR Gold Trust	$1.59M	0.27%	0.00%	-0.5%	Q4 2017
PDECPetals Decorative Accents, Inc.	$1.26M	0.22%	Not reported	Not reported	Q4 2020
JPMJPMorgan Chase & Co	$1.2M	0.21%	0.00%	+2.5%	Q4 2017
LRCXLam Research Corp	$892K	0.15%	0.00%	-6.6%	Q4 2017
KOCoca Cola Co	$811K	0.14%	0.00%	+0.2%	Q4 2017
JNJJohnson & Johnson	$803K	0.14%	0.00%	-0.8%	Q4 2017
MRKMerck & Co., Inc.	$712K	0.12%	0.00%	-2.1%	Q4 2017
PGPROCTER & GAMBLE Co	$712K	0.12%	0.00%	+1.7%	Q4 2017
ECLEcolab Inc.	$658K	0.11%	0.00%	Not reported	Q1 2018
ORCLOracle Corp	$640K	0.11%	0.00%	Not reported	Q4 2017
IAUIshares Gold Trust	$633K	0.11%	0.00%	+126.3%	Q4 2018
SPABASTROTECH Corp	$627K	0.11%	Not reported	+2.0%	Q2 2025
IBMInternational Business Machines Corp	$612K	0.10%	0.00%	-1.8%	Q4 2017
VOTVan Kampen Municipal Opportunity Trust II	$603K	0.10%	Not reported	Not reported	Q2 2022
AVGOBroadcom Inc.	$530K	0.09%	0.00%	Not reported	Q2 2024
VLYValley National Bancorp	$521K	0.09%	0.01%	+14.4%	Q3 2025
VYMDelaware Investments Minnesota Municipal Income Fund III Inc	$521K	0.09%	Not reported	+2.2%	Q4 2021
EMXCEmax Holdings Corp	$519K	0.09%	Not reported	Not reported	Q1 2023
AMGNAmgen Inc	$517K	0.09%	0.00%	-1.1%	Q4 2017
ETNEaton Corp plc	$511K	0.09%	0.00%	-3.1%	Q1 2023
IWSImageware Systems Inc	$507K	0.09%	Not reported	Not reported	Q2 2018
XOMExxonMobil Holdings Corp	$503K	0.09%	0.00%	-5.4%	Q4 2017
LNTAlliant Energy Corp	$467K	0.08%	0.00%	Not reported	Q4 2017
PLTRPalantir Technologies Inc.	$465K	0.08%	0.00%	-7.5%	Q4 2024
DFAXGulf Resources, Inc.	$465K	0.08%	Not reported	Not reported	Q3 2022
COSTCostco Wholesale Corp	$387K	0.07%	0.00%	+2.7%	Q2 2023
DTEDte Energy Co	$361K	0.06%	0.00%	+1.5%	Q1 2018
DISWalt Disney Co	$358K	0.06%	0.00%	Not reported	Q4 2017
SOSouthern Co	$355K	0.06%	0.00%	Not reported	Q3 2019
IRMIron Mountain Inc	$342K	0.06%	0.00%	Not reported	Q1 2023
VVisa Inc.	$342K	0.06%	0.00%	+1.8%	Q1 2023
NEENextera Energy Inc	$339K	0.06%	0.00%	Not reported	Q4 2017
CFBKCF Bankshares Inc.	$331K	0.06%	0.22%	Not reported	Q1 2023
MCDMcdonalds Corp	$326K	0.06%	0.00%	+21.8%	Q4 2017
SPTSSports Media Inc	$326K	0.06%	Not reported	+0.6%	Q2 2025

Q4 2025Reported Jan 27, 202674 positions
SPYSPDR S&P 500 ETF Trust	$48M	8.14%	Not reported	-1.5%	Q4 2017
SPMDSupermedia Inc.	$40.7M	6.90%	Not reported	+13.7%	Q4 2019
GLDMWorld Gold Trust	$11.2M	1.90%	0.05%	-1.5%	Q2 2020
SPYXSmartpay Express, Inc.	$9.72M	1.65%	Not reported	+0.1%	Q1 2022
QQQInvesco QQQ Trust, Series 1	$8.23M	1.40%	Not reported	-7.4%	Q4 2023
MDYSPDR S&P Midcap 400 ETF Trust	$6.23M	1.06%	Not reported	-0.9%	Q4 2017
AAPLApple Inc.	$5.58M	0.95%	0.00%	-3.7%	Q4 2017
AMZNAmazon Com Inc	$4.01M	0.68%	0.00%	-6.0%	Q4 2017
BRK.BBerkshire Hathaway Inc	$3.33M	0.56%	Not reported	-2.1%	Q1 2018
MSFTMicrosoft Corp	$3.12M	0.53%	0.00%	+4.6%	Q4 2017
GOOGLAlphabet Inc.	$2.64M	0.45%	0.00%	+0.5%	Q1 2018
GOOGAlphabet Inc.	$2.14M	0.36%	Not reported	+0.1%	Q4 2017
NVDANvidia Corp	$1.84M	0.31%	0.00%	+3.8%	Q1 2023
LLYELI LILLY & Co	$1.77M	0.30%	0.00%	-26.4%	Q4 2020
SMHMarket Vectors ETF Trust	$1.51M	0.26%	Not reported	-10.8%	Q1 2021
GLDSPDR Gold Trust	$1.47M	0.25%	0.00%	-15.6%	Q4 2017
PDECPetals Decorative Accents, Inc.	$1.29M	0.22%	Not reported	-23.2%	Q4 2020
JPMJPMorgan Chase & Co	$1.28M	0.22%	0.00%	-3.6%	Q4 2017
ORCLOracle Corp	$848K	0.14%	0.00%	-0.8%	Q4 2017
LRCXLam Research Corp	$766K	0.13%	0.00%	+5.9%	Q4 2017
IBMInternational Business Machines Corp	$761K	0.13%	0.00%	+3.2%	Q4 2017
KOCoca Cola Co	$743K	0.13%	0.00%	Not reported	Q4 2017
PGPROCTER & GAMBLE Co	$694K	0.12%	0.00%	-1.5%	Q4 2017
JNJJohnson & Johnson	$685K	0.12%	0.00%	-11.4%	Q4 2017
VOTVan Kampen Municipal Opportunity Trust II	$654K	0.11%	Not reported	-0.8%	Q2 2022
ECLEcolab Inc.	$649K	0.11%	0.00%	Not reported	Q1 2018
MRKMerck & Co., Inc.	$637K	0.11%	0.00%	-11.4%	Q4 2017
SPABASTROTECH Corp	$618K	0.10%	Not reported	+70.5%	Q2 2025
PLTRPalantir Technologies Inc.	$611K	0.10%	0.00%	+3.6%	Q4 2024
AVGOBroadcom Inc.	$593K	0.10%	0.00%	+6.0%	Q2 2024
VYMDelaware Investments Minnesota Municipal Income Fund III Inc	$494K	0.08%	Not reported	Not reported	Q4 2021
IWSImageware Systems Inc	$491K	0.08%	Not reported	-23.5%	Q2 2018
AMGNAmgen Inc	$486K	0.08%	0.00%	-5.5%	Q4 2017
EMXCEmax Holdings Corp	$480K	0.08%	Not reported	+3.3%	Q1 2023
ETNEaton Corp plc	$470K	0.08%	0.00%	-0.9%	Q1 2023
DFAXGulf Resources, Inc.	$448K	0.08%	Not reported	Not reported	Q3 2022
VLYValley National Bancorp	$433K	0.07%	0.01%	Not reported	Q3 2025
DISWalt Disney Co	$423K	0.07%	0.00%	-15.8%	Q4 2017
LNTAlliant Energy Corp	$423K	0.07%	0.00%	Not reported	Q4 2017
FBTCFidelity Wise Origin Bitcoin Fund	$407K	0.07%	0.00%	+4.1%	Q1 2025
VVisa Inc.	$390K	0.07%	0.00%	+6.3%	Q1 2023
GAMRBRC Group Holdings, Inc.	$388K	0.07%	Not reported	Not reported	Q1 2024
XOMExxonMobil Holdings Corp	$377K	0.06%	0.00%	+6.5%	Q4 2017
CRMSalesforce, Inc.	$377K	0.06%	0.00%	-2.8%	Q3 2018
TSLATesla, Inc.	$336K	0.06%	0.00%	Not reported	Q4 2020
COSTCostco Wholesale Corp	$326K	0.06%	0.00%	-6.7%	Q2 2023
SPTSSports Media Inc	$325K	0.06%	Not reported	-45.3%	Q2 2025
SOSouthern Co	$320K	0.05%	0.00%	Not reported	Q3 2019
CINFCincinnati Financial Corp	$318K	0.05%	0.00%	Not reported	Q2 2019
DTEDte Energy Co	$314K	0.05%	0.00%	+1.4%	Q1 2018

Q3 2025Reported Oct 14, 202574 positions
SPYSPDR S&P 500 ETF Trust	$47.6M	8.14%	Not reported	-0.6%	Q4 2017
SPMDSupermedia Inc.	$35.3M	6.04%	Not reported	+2.4%	Q4 2019
GLDMWorld Gold Trust	$10.2M	1.75%	0.05%	-1.2%	Q2 2020
SPYXSmartpay Express, Inc.	$9.49M	1.62%	Not reported	-2.9%	Q1 2022
QQQInvesco QQQ Trust, Series 1	$8.69M	1.49%	Not reported	+0.6%	Q4 2023
MDYSPDR S&P Midcap 400 ETF Trust	$6.21M	1.06%	Not reported	+0.3%	Q4 2017
AAPLApple Inc.	$5.43M	0.93%	0.00%	+1.3%	Q4 2017
AMZNAmazon Com Inc	$4.06M	0.69%	0.00%	+2.8%	Q4 2017
BRK.BBerkshire Hathaway Inc	$3.4M	0.58%	Not reported	+3.3%	Q1 2018
MSFTMicrosoft Corp	$3.19M	0.55%	0.00%	+2.4%	Q4 2017
GOOGLAlphabet Inc.	$2.04M	0.35%	0.00%	+2.6%	Q1 2018
NVDANvidia Corp	$1.77M	0.30%	0.00%	+3.1%	Q1 2023
LLYELI LILLY & Co	$1.7M	0.29%	0.00%	+0.5%	Q4 2020
GOOGAlphabet Inc.	$1.66M	0.28%	Not reported	Not reported	Q4 2017
PDECPetals Decorative Accents, Inc.	$1.63M	0.28%	Not reported	Not reported	Q4 2020
GLDSPDR Gold Trust	$1.56M	0.27%	0.00%	-7.5%	Q4 2017
SMHMarket Vectors ETF Trust	$1.53M	0.26%	Not reported	Not reported	Q1 2021
JPMJPMorgan Chase & Co	$1.3M	0.22%	0.00%	+0.8%	Q4 2017
ORCLOracle Corp	$1.23M	0.21%	0.00%	Not reported	Q4 2017
PGPROCTER & GAMBLE Co	$756K	0.13%	0.00%	-16.2%	Q4 2017
KOCoca Cola Co	$705K	0.12%	0.00%	Not reported	Q4 2017
IBMInternational Business Machines Corp	$703K	0.12%	0.00%	Not reported	Q4 2017
VOTVan Kampen Municipal Opportunity Trust II	$694K	0.12%	Not reported	+16.3%	Q2 2022
JNJJohnson & Johnson	$693K	0.12%	0.00%	-2.4%	Q4 2017
ECLEcolab Inc.	$677K	0.12%	0.00%	+2.6%	Q1 2018
IWSImageware Systems Inc	$635K	0.11%	Not reported	Not reported	Q2 2018
PLTRPalantir Technologies Inc.	$605K	0.10%	0.00%	-8.7%	Q4 2024
SPTSSports Media Inc	$595K	0.10%	Not reported	-3.3%	Q2 2025
MRKMerck & Co., Inc.	$573K	0.10%	0.00%	-22.7%	Q4 2017
LRCXLam Research Corp	$565K	0.10%	0.00%	-1.8%	Q4 2017
ETNEaton Corp plc	$557K	0.10%	0.00%	+4.1%	Q1 2023
AVGOBroadcom Inc.	$533K	0.09%	0.00%	+11.5%	Q2 2024
FBTCFidelity Wise Origin Bitcoin Fund	$512K	0.09%	0.00%	+16.9%	Q1 2025
DISWalt Disney Co	$506K	0.09%	0.00%	Not reported	Q4 2017
VYMDelaware Investments Minnesota Municipal Income Fund III Inc	$485K	0.08%	Not reported	Not reported	Q4 2021
AMGNAmgen Inc	$443K	0.08%	0.00%	Not reported	Q4 2017
LNTAlliant Energy Corp	$438K	0.07%	0.00%	Not reported	Q4 2017
MCDMcdonalds Corp	$437K	0.07%	0.00%	Not reported	Q4 2017
EMXCEmax Holdings Corp	$431K	0.07%	Not reported	Not reported	Q1 2023
DFAXGulf Resources, Inc.	$430K	0.07%	Not reported	Not reported	Q3 2022
GAMRBRC Group Holdings, Inc.	$414K	0.07%	Not reported	Not reported	Q1 2024
VLYValley National Bancorp	$393K	0.07%	0.01%	New	Q3 2025
COSTCostco Wholesale Corp	$375K	0.06%	0.00%	+6.6%	Q2 2023
SPABASTROTECH Corp	$364K	0.06%	Not reported	-3.1%	Q2 2025
HDHome Depot, Inc.	$363K	0.06%	0.00%	-1.4%	Q4 2017
VVisa Inc.	$357K	0.06%	0.00%	+5.3%	Q1 2023
SOSouthern Co	$348K	0.06%	0.00%	Not reported	Q3 2019
CRMSalesforce, Inc.	$347K	0.06%	0.00%	+2.9%	Q3 2018
IRMIron Mountain Inc	$341K	0.06%	0.00%	Not reported	Q1 2023
DTEDte Energy Co	$340K	0.06%	0.00%	+1.5%	Q1 2018

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